Charity Care


You May Be Eligible for Free of Reduced-Cost Hospital Care

New Jersey Hospitals that provide general care are forbidden by law from turning away patients because the patients do not have health insurance or because they are not able to pay for their care.

There are many people in New Jersey who have some type of private health insurance to cover all of their hospital expenses, such as Medicaid of NJ FamilyCare. There are also some people who have Medicare or health insurance that covers most or a part of their medical costs when they cannot afford to pay the entire amount. But there are many people in New Jersey who have no insurance or health benefits and who cannot afford to pay for the medical care they need from hospitals. If you do not have insurance coverage for your entire hospital bill, you may be eligible for Charity Care (the New Jersey Hospital Care Payment Assistance Program.)

What is Charity Care?

Charity Care is a state program for low-income people in New Jersey who do not have full health care coverage and who are not eligible for programs like Medicaid and NJ FamilyCare. If you already have insurance that will pay for some of your hospital bill but not all of it, Charity Care may pay for the rest of the bill if you are eligible. Charity Care is available in every acute care hospital in New Jersey, and it pays for both inpatient and outpatient care. Every hospital providing general care is required to tell you about Charity Care and help you apply for it.

Click here to download Charity Care Fact sheet